"Whether you’re just starting to plan for retirement, or have been saving for years, My Retirement Plan makes it easy to take the next step toward having a financially secure retirement. While most online retirement planning tools offer a one-size-fits-all approach, My Retirement Plan provides a realistic savings goal tailored to you — and a realistic plan for achieving that goal." According to Bank Credit News, "The savings tool, which uses government data to calculate a user’s retirement income need, calculates a monthly amount to save for retirement and a monthly income if the retirement plan is followed. It also provides advice to customers to help them reach retirement goals." see: https://www.wellsfargo.com/investing/retirement/tools/my-retirement-plan/?mplx=1221-4129-3408-373