Contact a Cooperative Extension personal finance expert. The eXtension Personal Finance Web site is available 24/7 at http://www.extension.org/personal_finance. The site includes a data base of over 1,200 frequently asked questions (FAQs) on personal finance topics, as well as an Ask the Expert feature where consumers can receive a personalized response to their questions. Answers are provided via e-mail, generally within 48 hours. Give it a try!